Why is it advised to complete the examination during a specific time frame?

Completing the examination during a specific time frame is important primarily to avoid distractions from others. When individuals take an exam in a controlled environment where all participants are completing the test simultaneously, it helps create a setting conducive to concentration. A focused environment minimizes the interference of external noise and distractions that could divert attention from the task at hand, ultimately leading to better performance.

This time constraint can also foster a sense of urgency, allowing examinees to remain engaged with the material and think critically about their responses. While the concept of emulating real-world lending scenarios is valuable, the primary rationale behind implementing a designated timeframe hinges on the need for an environment that supports undistracted focus, which is essential during evaluations that assess knowledge and competence.