Who regulates federally-incorporated deposit-taking institutions?

The regulation of federally-incorporated deposit-taking institutions falls under the purview of the Office of the Superintendent of Financial Institutions (OSFI). OSFI is responsible for overseeing banks and federally regulated financial institutions to ensure their safety, soundness, and compliance with federal laws. This regulatory body plays a crucial role in promoting the stability of the financial system by monitoring the financial health of banks and other deposit-taking entities, ensuring they operate within the framework of established regulations.

The other organizations mentioned in the choices operate in different capacities. The Financial Transactions and Reports Analysis Centre focuses primarily on anti-money laundering and terrorism financing measures. The Canadian Securities Administrators, while important for regulating securities markets, do not oversee deposit-taking institutions directly. The Bank of Canada serves as the nation's central bank and is involved in monetary policy, financial system stability, and issuing currency, but it does not regulate specific institutions like OSFI does.